Life Insurance and Estate Planning: How to Secure Your Legacy
Planning for the future is an essential part of financial security, and life insurance plays a crucial role in estate planning. Many people focus on accumulating wealth but often overlook how that wealth will be distributed when they pass away. Proper estate planning...
7 Life Insurance Questions to Ask Before You Buy
Purchasing life insurance is not something to be done lightly. It requires researching various policies to find what works best for you, your family, and your budget. Here are a series of questions that can help you as you shop for the best policy. Do I Need Life...
Understanding Life Insurance: What’s Covered and What’s Not
Life insurance is like a superhero for your family’s financial future—it swoops in to protect your loved ones when you’re no longer around to do so. But just like any superhero, life insurance has its strengths and limitations. To truly harness the power of your...
Pet Safety: How to Keep Your Furry Friends Safe and Comfortable During the Summer
Summer is a fun time for humans and pets, but the rising temperatures can pose risks to our furry friends. Here are some essential tips to ensure your pets stay safe and comfortable during the summer season: Hydration is Key: Keep your pets well-hydrated by providing...
Health Insurance 101
Most of us need some form of medical care each year, including annual physicals, vaccines, maintenance medications for chronic conditions, and acute care after an accident. Having a health insurance policy, whether through your employer, your spouse’s or parent’s...
Holiday Cooking Safety
The holidays are a time for family, friends, fun, and food. Unexpected fires are not a popular addition to anyone’s holiday to-do list. Unfortunately, cooking-related fires make up the majority of home fires, with an average of 455 occurring daily. Thanksgiving,...
Why Single People Need Life Insurance
Many people wonder if single people need life insurance. It’s easy to believe the answer is “no.” After all, the main purpose of life insurance is to provide cash to your family if you were to pass away. So, it seems logical to think you don’t need life insurance if a...
What to Know About Flexible Spending Accounts
An FSA (or flexible spending account) is an employer-sponsored healthcare benefit that allows employees to set aside up to $2,750 annually to cover the cost of qualified medical expenses. It’s a lot like a savings account but used for qualified health-related costs....
Should You Buy Life Insurance for Children?
We all want our kids to live long, healthy lives, which is why child life insurance may not feel like a top priority. It’s worth considering, though, as it can lock in low rates and act as an investment vehicle for your children. As your insurance agent, we care about...
How to Operate and Use a Fire Extinguisher
We should all have at least one fire extinguisher somewhere in our home, but it’s not enough to simply keep one under the kitchen sink. If there is a fire, your safety—and the safety of your home—depends on knowing how to properly use that fire extinguisher. As your...